I get your point Andy, and I agree that would be the smartest thing I could do, but at the same time it's not really about the money.
I've literally got nothing to do for 3 and half months. If I go back to living with my parents I will be unbelievably bored all day as they live in the countryside.
I haven't been out of the UK for 6, 7 years and I figured this is about the perfect age to be doing something a little more interesting than sitting around the house watching TV and talking to the cat. I have no family responsibilities, no mortgage, some money in the bank and a heap of time on my hands. The voices in my head are telling me I'd be a complete idiot not to atleast consider doing something.
What he said. You've got till April 5th to stick it in a tax-free cash ISA @ 4%
4%? I'm not much of an economist, but isn't inflation roughly 3.5%? Meaning (after inflation) I will be making a whopping £9 in the first year?
Cheers and thanks for the suggestions.